How Does Rent to Buy Apartments Work?
Here’s a simple overview of how it works:
Rent-to-Buy, also known as Rent-to-Own, is an increasingly popular homeownership solution in South Africa. It offers a flexible path for tenants to become owners—without needing a traditional home loan upfront.
At AFHCO, we believe in making property ownership more accessible. With Rent-to-Buy, you can move into your dream flat today and work toward owning it while you live there.
Here’s a simple overview of how it works:
You move into the apartment under a lease agreement that includes the option to buy the property later.
The agreement outlines how your monthly rent can contribute toward the future purchase price of the property.
When the lease period ends, you’ll have the option to buy the property—bringing you one step closer to full ownership.
Rent-to-Buy is fully recognised under South African property law. The framework is supported by the Consumer Protection Act, and the concept has been discussed in Government Gazette No. 33215 published in May 2010, which outlines provisions for lease agreements with an option to purchase.
This gives prospective buyers peace of mind that they are entering a lawful and structured arrangement when working with trusted developers like AFHCO.
Step-by-step approach to ownership
Get the keys now and grow into homeownership at your pace.
No bond required upfront
Ideal for individuals who may not yet qualify for a traditional home loan.
Live in the property while you prepare to buy
Experience your future home and community before making a final commitment.
Security and stability
With the option to buy locked in, you can build toward a long-term goal without constantly moving.
AFHCO offers Rent-to-Buy options across selected sectional title properties in Johannesburg. Whether you’re a first-time buyer or just looking for a smart alternative to renting, we’ve got a solution for you.
👉 Browse available Rent-to-Buy properties here
Take the first step toward owning your dream home. Fill in your details below and one of our property consultants will be in touch to guide you through the Rent-to-Buy application process.